Fiat deposits

Fiat deposits via bank transfers usually take up to 1-2 business days. When you request the transfer, your funds are immediately debited from your bank account, but they will only be transferred to your wallet after the payment lands from your bank to our bank account.

Fiat withdrawals

If your fiat currency is stored in your SMART VALOR Fiat Wallet, all buys and sells are processed instantly. Withdrawals by wire transfer should complete within 1-2 business days.

Disclaimer: Processing times are estimates only and depend on several approvals: on SMART VALOR's side and on the banks' side. Unfortunately, there might be delays. If your deposit or withdrawal doesn't arrive within the estimated period of time, we encourage you to contact